Terms & Conditions of Use

Appeal Solutions, Inc. "The Company" publishes and maintains AppealTraining.com, an educational resource, subject to the following TOM (Terms of Membership). Use of AppealTraining.com Service constitutes acceptance and agreement to TOM (Terms of Membership). All provisions of this contract are subject to the TOM of AppealTraining.com, Inc. This Agreement shall be construed in all respects in accordance with the laws of the state of Oklahoma, county of McClain applicable to contracts enforceable in that state. Venue will be McClain County, Oklahoma.

Copyrights
You agree that all documentation, training, webinars, articles, case studies, techniques, appeal letters, and processes contained at AppealTraining.com are the exclusive property of Appeal Solutions, Inc. and you agree these items constitute copyrighted and/or patented material of Appeal Solutions, Inc. and will be safeguarded by you. You may not reproduce any of these materials, except as provided herein, or with the written permission of Appeal Solutions, Inc. ( not its agents, distributors, or resellers).

You may not transfer, sub-license, lease, rent, time-share or lend this information, your copies, or any related material without prior written consent from Appeal Solutions, Inc. itself. You may not reverse engineer, decompile, or disassemble the software. You may not remove or obscure Appeal Solutions, Inc. copyright or trademark notices in either hardcopy or machine readable portions of the website. Any distribution of original or reproduced materials, whether for profit or not, is copyright infringement and is protected and administered by criminal and civil statutes.

You may print or modify the appeal letters contained within AppealTraining.com only if this usage is solely for the personal use of the licensed user on behalf of the purchasers own business claim appeal practice. Any unauthorized reproduction, modification, distribution, derivative works from, or in any way exploit of its contents in part or in whole is prohibited and will be considered a violation of the user license.

Any access to the appeal letter database contained within AppealTraining.com by any means other than than provided at AppealTraining.com, for any purpose, is strictly prohibited.

Copyright infringement is a serious crime covered by Federal copyright laws, criminal and civil statutes. This agreement is provided to protect both the rights of The Company and the legitimate, licensed subscriber. Your registering as a member indicates your acceptance to the terms and conditions of this agreement.

Miscellaneous Provisions
You must provide us with, and keep current, good contact information for you. E-mail, fax, and telephone contacts are used, in that order of preference.

A waiver by the Company of any breach of any provision of this Agreement by Subscriber shall not operate as or be construed as a continuing or subsequent waiver thereof or as a waiver of any breach of any other provision thereof.

Subscriber shall not transfer or assign this Agreement without the prior written consent of the Company. Company may assign Agreement at anytime without consent from or notice to Subscriber. Company reserves right to cancel customers rights under this contract at anytime without further obligation.

The Company takes no responsibility for any material input by others and not posted to the AppealTraining.com website by The Company. The Company is not responsible for the content of any other websites linked to the AppealTraining.com website; links are provided as Internet navigation tools only. The Company disclaims any responsibility for any such inappropriate use and any liability to any person or party for any other person or party's violation of this policy.

Limits of Liability
The Company is not responsible for any damages your business may suffer from information obtained from AppealTraining.com. The Company does not make implied or written warranties for any of our services. The Company denies any warranty or merchantability for a specific purpose.

If you use AppealTraining.com’s appeal letter database or any other information at AppealTraining.com, you are solely responsible for your own communications, the consequences of posting those communications, and your reliance on any communications found in this areas. The Company is not responsible for the consequences of any communications related to your submission.

In consideration of being allowed to use the Appeal Letter Database, you agree that the following actions shall constitute a material breach of these Terms and Conditions:

1. Using the Appeal Letter Database for any purpose in violation of local, state, national, or international laws;
2. Posting material that infringes on the intellectual property rights of others or on the privacy or publicity rights of others;
3. Posting material that is unlawful, obscene, defamatory, threatening, harassing, abusive, slanderous, hateful, or embarrassing to any other person or entity as determined by The Company in its sole discretion;
4. Posting advertisements or solicitations of business;
5. After receiving a warning, continuing to disrupt the normal flow of dialogue, or posting comments that are not related to the topic being discussed (unless it is clear the discussion is free-form);
6. Posting chain letters or pyramid schemes;
7. Impersonating another person;
8. Distributing viruses or other harmful computer code;
9. Harvesting or otherwise collecting information about others, including email addresses, without their identification for posting or viewing comments; consent;
10. Allowing any other person or entity to use your identification for posting or viewing comments;
11. Posting the same note more than once or "spamming" or
12. Engaging in any other conduct that restricts or inhibits any other person from using or enjoying the Appeal Letter Database or the Site, or which, in the judgment of The Company, exposes The Company or any of its customers or suppliers to any liability or detriment of any type.

The Company reserves the right (but is not obligated) to do any or all of the following:

1. Investigate an allegation that a communication(s) do(es) not conform to the terms of this section and determine in its sole discretion to remove or request the removal of the communication(s).
2. Remove communications which are abusive, illegal, or disruptive, or that otherwise fail to conform with these Terms and Conditions.
3. Terminate a user's access to AppealTraining.com upon any breach of these Terms and Conditions.
4. Monitor, edit, or disclose any communication in the Public Areas.
5. Edit or delete any communication(s) posted on the AppealTraining.com, regardless of whether such communication(s) violate these standards.

The Company reserves the right to take any action it deems necessary to protect the personal safety of our guests or the public. The Company has no liability or responsibility to users of AppealTraining.com or any other person or entity for performance or nonperformance of the aforementioned activities.

Subscriber Submissions
Subscribers may summit content or communications to AppealTraining.com for inclusion in the Appeal Letter database or as a part of the member forums. The Company retains full editorial control and may refuse to accept any submission for any reason. Every submitted content or communication will be reviewed for compliance with applicable state and federal law and editorial changes may be made at our discretion. Once a content or communication is accepted, it becomes the property of The Company and may be distributed by The Company as desired. Subscribers who proceed with submission of a content or communication must agree that you will not upload or transmit any communications or content of any type that infringes or violates any rights of any party. By submitting content or communications, you agree that such submission is non-confidential for all purposes and is your original work. Subscribers who make any submission to any area of AppealTraining.com automatically grants--or warrants that the owner of such content or intellectual property has expressly granted The Company a royalty-free, perpetual, irrevocable, world-wide nonexclusive license to use, reproduce, create derivative works from, modify, publish, edit, translate, distribute, perform, and display the communication or content in any media or medium, or any form, format, or forum now known or hereafter developed. The Company may sublicense its rights through multiple tiers of sublicenses. If you wish to keep any business information, ideas, concepts or inventions private or proprietary, do not submit them to AppealTraining.com or to The Company.

Description of Information Collected & Usage
Appeal Solutions understands the importance of protecting personal privacy and is committed to protecting its customers’ privacy. AppealTraining.com provides online ordering to make our subscriber's experience more convenient. AppealTraining.com only uses the information from subscribers to correctly process subscriptions and to improve our ability to understand our customer’s needs.

AppealTraining.com stores the information that is provided by the subscriber when a subscription is purchased from AppealTraining.com. This information is stored in a secure site with access limited to a small number of individuals within Appeal Solutions, Inc.  This information is used for internal purposes only and will never be shared with any third-party.

Information Collected for Internal Feedback
AppealTraining.com reserves the right to aggregate the data collected and use it for market research purposes in order to improve AppealTraining.com’s customer service and products. This aggregated data will not include information that would personally identify a customer.

How We Use Cookies.
We may use the standard "cookies" feature of major web browsers. We do not set any Confidential Information in cookies, nor do we employ any data-capture mechanisms on our Website other than cookies. You may choose to disable cookies through your own web browser’s settings. However, disabling this function may diminish your experience on the Website and some features of our Programs, Products, Services or Program Materials may not work as intended. We have no access to or control over any information collected by other individuals, companies or entities whose website or materials may be linked to our Programs, Products, Services or Program Materials.

Subscription Payment
Initial billing is submitted upon the completion of the signup process, at which point recurring billing is initiated based on the selected billing period (monthly or annually). All future billings will be submitted on the original signup date in all future months for monthly billing or future years for annual billing. Prices are subject to change; however, you will be notified with 30 days notice, via your supplied contact email address, of any such changes before they go into effect, and you will be given the opportunity to cancel your subscription should you so wish.

Subscription Period & Termination
Your account will remain active from the date of signup to the date at which your account is cancelled. You have the right to terminate your use of or participation in our Programs, Products or Services at any time.

We reserve the right in our sole discretion to refuse or terminate your access to our Programs, Products, Services or Program Materials, in full or in part, at any time, without notice, by sending you an e-mail to the e-mail address you provided upon purchase of the Program, Product or Service. In the event of cancellation or termination by either of us, you will have 24 hours to pay any and all remaining payments or balances that are owed to us.

Upon termination by either of us, we reserve the right to immediately refuse or terminate your access to any aspect of our Programs, Products, Services and/or our Program Materials, including but not limited to our Website, private forum, e-mail communications, Facebook groups, live webinars or conference calls, or any other method of communications related to our Programs, Products, Services or Program Materials at any time without notice and in our sole discretion.

All of the terms of this Terms of Use, including but not limited to all copyright, trademark, and intellectual property rights, disclaimers, limitations of liability, release of claims, and our Refund Policy will still apply now and in the future, even after termination by you or us. Furthermore, while some offerings promise lifetime access, this means that the content and information will be available to you so long as the service is still available.

Purchases and Online Commerce.
If paying by debit card, or credit card or other merchant account such as PayPal, you give us permission to automatically charge your credit or debit card as payment for your Program, Product or Service without any additional authorization, for which you will receive an electronic receipt. In the event that payment is not received by the date due, you will have a three (3) day grace period to make the payment otherwise the Program, Product or Services will not continue and we reserve the right to cease your access immediately and permanently. If you fail to make payment in a timely manner in accordance with these Terms of Use or voluntarily decide to withdraw from our Programs, Products or Services at any time or for any reason whatsoever, you still will remain fully responsible for the full cost of the Programs, Products and/or Services. All information obtained during your purchase or transaction for our Programs, Products and Services and all of the information that you give as part of the transaction, such as your name, address, method of payment, credit card number, and billing information, may be collected by both us and our payment processing company. You agree to only purchase goods or services for yourself or for another person for whom you are legally permitted to do so or for whom you have obtained the express consent to provide their name, address, method of payment, credit card number, and billing information. You agree to be financially responsible for all purchases made by you or someone acting on your behalf. You agree to use our Programs, Products, Services, and Program Materials for legitimate, non-commercial purposes only and not for speculative, false, fraudulent, or illegal purposes.

Since we have a clear and explicit Refund Policy in these Terms of Use that you have agreed to prior to completing the purchase of any of our Programs, Products, or Services, we do not tolerate or accept any type of chargeback threat or actual chargeback from your credit card company. In the event that a chargeback is placed on a purchase or we receive a chargeback threat during or after your purchase, we reserve the right to report the incident to all three credit reporting agencies or to any other entity for inclusion in any chargeback database or for listing as a delinquent account which could have a negative impact on your credit report score. The information reported will include your name, email address, order date, order amount, and billing address. Chargeback abusers wishing to be removed from the database shall make the payment for the amount of the chargeback.

If you make a purchase from one of our affiliates, or any other individual or company through a link provided on or through our Programs, Products or Services ("Merchant"), all information obtained during your purchase or transaction and all of the information that you give as part of the transaction, such as your credit card number and contact information, may be collected by the merchant and their payment processing company as well. Your participation, correspondence or business dealings with any affiliate, individual or company on or through our Programs, Products or Services, and all purchase terms, conditions, representations or warranties associated with payment, refunds, and/or delivery related to your purchase, are solely between you and the Merchant. You agree that we shall not be responsible or liable for any loss, damage, refunds, or other matters of any sort that incurred as the result of such dealings with a Merchant.

Payment processing companies and Merchants may have privacy and data collection practices that are different from ours. We have no responsibility or liability for these independent policies of the payment processing companies and Merchants. In addition, when you make certain purchases through our Programs, Products or Services, you may be subject to the additional terms and conditions of a payment processing company, Merchant or us that specifically apply to your purchase. For more information regarding a Merchant and its terms and conditions that may apply, visit that merchant’s Website and click on its information links or contact the Merchant directly. You release us, our affiliates, our payment processing company, and Merchants from any damages that you incur, and agree not to assert any claims against us or them, arising from your purchase through or use of our Website or its Content.

Policies Regarding Third Parties
AppealTraining.com's policy is to not sell, rent or trade personal information to others.

AppealLettersOnline.com Policy Changes
If AppealTraining.com decides to change its privacy policy, AppealTraining.com will post these changes here. Please feel free to contact us at info@appealsolutions.com if you have further questions regarding our privacy practices.

General
AppealTraining.com is designed to assist medical providers with appealing wrongfully denied insurance claims. We are not extending legal advice regarding any subject matter. If you are unsure about your legal rights in any dispute, you should consult an attorney.

If you have any questions, please contact us. Thank you.